支付 · 9 guides
Payments & settlement
The practical mechanics of getting RMB into a Chinese supplier's hands from Nigeria: Alipay and WeChat Pay, recipient-name matching, escrow, test payments, and the paper trail your customs file needs.
Payments & settlement· 6 min
Getting the recipient name right on Alipay
The number one reason a payment to a Chinese supplier fails is a recipient name that does not match the Alipay account. Here is how to get it right every time.
Payments & settlement· 6 min
Your first payment to a Chinese supplier: a checklist
A step-by-step checklist for paying a Chinese supplier in RMB from Nigeria for the first time, without a card, a Chinese account, or a costly mistake.
Payments & settlement· 6 min
Why to make a test payment before a big order
Before settling a large order, send a small test first. It confirms the account, proves the supplier got it, and catches an expensive error for pocket change.
Payments & settlement· 7 min
Keeping a clean payment paper trail for customs
What you paid has to match the invoice when the goods reach the port. Here is the simple, boring paper trail that keeps a Nigerian clearance clean and fast.
Payments & settlement· 7 min
Alibaba Trade Assurance explained
Trade Assurance is real protection, but only inside its own lines. Here is what it actually covers, where the limits sit, and when it is safe to rely on it.
Payments & settlement· 7 min
Why Nigerian cards get declined paying Chinese suppliers
Your card works at home but bounces at a Chinese gateway. Here is what really happens behind the decline, and the realistic ways to settle a supplier instead.
Payments & settlement· 6 min
WeChat Pay vs Alipay for paying suppliers
Both run China, but for paying a supplier from abroad they are not equal. Here is how the two differ, when each one fits, and why Alipay is the default.
Payments & settlement· 7 min
Deposit and balance: how supplier payment terms work
Most Chinese suppliers ask for a deposit up front and the balance before shipping. Here is what 30/70 means, what to agree, and how to protect yourself.
Payments & settlement· 7 min
How to pay a 1688 supplier from Nigeria
Most 1688 wholesalers only accept Alipay in RMB. Here is exactly why, the full flow from Naira, the recipient details to confirm, and the paper trail.
Ready when you are
Your next supplier payment, today.
Open an account, file the figures, transfer the Naira, and watch the status move to Completed.